Terms and Conditions

These terms and conditions explain the rules for using SampleBusinessPlans.net and for buying business plans from our Business Plan Generator. We’ve written them in plain English, because terms nobody can read don’t protect anyone. Some sites call these terms of use or terms of service. Here they’re one document.

Last updated: November 2026.

1. About these terms and conditions

In these terms, “we”, “us” and “our” mean SampleBusinessPlans.net. “You” means the person using the site or buying from it. The “service” means the website, the free sample plans and guides, and the Business Plan Generator.

When these terms and conditions apply

They apply whenever you browse the site, create an account or buy a plan or add-on. By doing any of those things, you agree to them. If you don’t agree, please don’t use the service.

These terms sit alongside our privacy policy, which explains how we handle your personal data, and our refund policy, which explains when you can get your money back. Please read all three.

If you’re a consumer, nothing in these terms takes away the rights the law gives you. Where a term conflicts with those rights, the law wins.

2. Your account

You need an account to buy and generate a plan. When you create one:

• Give accurate details, including an email address you check. We use it to send receipts and support replies.
• Keep your password private. You’re responsible for activity on your account, so tell us straight away if you think someone else has used it.
• You must be at least 18, or the age of legal adulthood where you live if that’s higher.
• One person per account. If you’re buying for a business, you confirm you’re allowed to act for it.

You can ask us to close your account at any time through our contact page.

3. Plans, add-ons and credits

We sell business plans and optional add-ons as one-off purchases. Current prices and what each includes are shown on our pricing page. Each business plan includes one revision round, and the add-ons are an Excel financial model, a 12-slide PowerPoint pitch deck and extra revision rounds. The complete bundle combines a plan with the Excel model, the pitch deck and one extra revision round.

When you buy a plan, we add one plan credit to your account. One credit lets you generate one plan. If you need another plan, you buy another credit.

• Credits and add-ons are linked to your account and can’t be transferred to another person or exchanged for cash, except where our refund policy says otherwise.
• Add-ons and revision rounds belong to the plan they’re bought for. You can buy them at checkout or later from My Account.
• A revision round means you write notes on everything you want changed, as many as you like across any sections, and the generator rewrites the affected sections in one go. Each plan includes one round. Typing your own edits into the text doesn’t use a round and is unlimited.
• We may change the plans, add-ons and prices we offer in future. That won’t affect anything you’ve already paid for.

4. Prices and payment

All prices are in US dollars. Each plan, add-on or bundle is a single payment. There’s no subscription and nothing renews automatically.

Payments are processed by PayPal. You can pay with a PayPal account, or with a debit or credit card through PayPal’s checkout where PayPal offers that option. PayPal’s own terms apply to the payment itself. We don’t receive or store your full card details.

If you pay in another currency, PayPal or your card provider will convert the amount and may charge a fee for doing so. That fee is between you and them.

Your credits and add-ons are added once payment is confirmed. If a payment is reversed or charged back, we may remove the related credits, add-ons and any plans generated with them.

5. Supplying your plan and your right to cancel

A generated business plan is digital content. It’s created and supplied to you as soon as you ask the generator to produce it. The same goes for an add-on file, such as the Excel model or pitch deck, once you download it.

Consumers in the UK and EU normally have 14 days to cancel an online purchase. For digital content, that right ends once supply begins, if you’ve given express consent to immediate supply and acknowledged that you’ll lose the right to cancel. In the UK this is set out in regulation 37 of the Consumer Contracts Regulations 2013.

At checkout, we ask for that consent and acknowledgement. So once a plan has been generated or an add-on downloaded, you can’t cancel it for a change of mind. Unused plan credits, add-ons you haven’t downloaded and unused extra revision rounds are different: you can ask for a refund on those within 14 days. The details are in our refund policy.

6. Your responsibilities

The generator writes your plan from what you tell it. That makes some things your job, not ours.

Accurate inputs

You’re responsible for the accuracy of the information you enter: your prices, costs, sales estimates, funding figures, personal background and anything else. If an input is wrong, the plan will be wrong too.

Checking your plan before you use it

Before you send a plan to a lender, investor, grant body, landlord, immigration authority or anyone else, you must read it carefully, check every figure and claim, and correct anything that’s inaccurate or doesn’t reflect your business. You’re responsible for what you submit.

Where a lender or authority has its own form, template or rules, follow them. Our plans are a starting point, not a replacement for their requirements.

Not professional advice

Our samples, guides and generated plans are general information and drafting help. They aren’t legal, tax, financial, accounting or immigration advice. For decisions that depend on those, speak to a qualified adviser.

7. No guarantee of funding or approval

We can’t promise, and don’t promise, that any plan will lead to a loan, investment, grant, visa, endorsement or any other approval. Those decisions are made by third parties using their own criteria, often including factors that have nothing to do with the plan, such as your credit history or immigration record.

We also don’t guarantee that your business will achieve the results shown in any projection. Projections are estimates based on your inputs and assumptions.

8. Intellectual property

Your plan belongs to you

Once you’ve paid for it, the business plan generated for you is yours. You can edit it, print it, share it and submit it wherever you like. Your own information and ideas remain yours throughout.

What stays ours

We own the website, the software behind the generator, our question sets, plan structures, templates, financial models, sample plans, guides and all other site content. Owning your generated plan doesn’t give you rights over those.

You’re welcome to read our free sample plans and guides, and to print them for your own reference. You may not copy them in bulk, republish them, sell them or present them as your own work.

9. Acceptable use

When you use the service, you agree not to:

• use it for anything unlawful, fraudulent or misleading, including creating a plan you know contains false information to deceive a lender or authority;
• enter information you don’t have the right to use, such as another person’s confidential data;
• try to break, overload, reverse engineer or get unauthorised access to the site or the generator;
• scrape or copy site content automatically, or resell access to the generator;
• share your account with others or let them use your credits.

If you break these rules, we may suspend or close your account. Where the breach is serious, we may do so without a refund, unless the law requires one.

10. Availability of the service

We work to keep the site and the generator running, but we can’t promise they’ll always be available or free of errors. We may need to pause the service for maintenance, updates or reasons outside our control. If a plan you’ve paid for fails to generate, we’ll help you generate it again or refund you, as set out in our refund policy.

11. Our liability to you

We’re responsible for losses you suffer that are a foreseeable result of us breaking these terms or failing to use reasonable care and skill. We’re not responsible for losses that weren’t foreseeable, or for business losses such as lost profits, lost funding or lost opportunities.

Our total liability to you for any claim about a purchase is limited to the amount you paid for that plan or add-on.

Nothing in these terms limits liability that can’t legally be limited, including for death or personal injury caused by negligence, or for fraud. If you’re a consumer in the UK, you also have rights under the Consumer Rights Act 2015, and nothing here affects them.

12. Links to other sites

Our pages link to official and third-party websites, such as government funding schemes. We don’t control those sites and aren’t responsible for their content, which can change.

13. Changes to these terms and conditions

We may update these terms from time to time, for example when we change our prices or add-ons, or when the law changes. We’ll show the date of the latest version at the top of this page. The version in force when you made a purchase applies to that purchase.

14. Closing your account

You can close your account whenever you like by contacting us. Before you do, download any plans you want to keep, because once the account is closed we’ll delete your plans and answers in line with our privacy policy. Unused credits, add-ons and extra revision rounds can only be refunded within the 14-day window described in our refund policy.

15. General points

If a court finds part of these terms and conditions unenforceable, the rest still applies. If we don’t enforce a term straight away, we can still enforce it later. These terms, together with the privacy and refund policies, are the whole agreement between you and us about the service. Nobody else has rights under them.

We may transfer our rights and duties under these terms and conditions to another organisation that takes over the service, and we’ll let you know if that happens. Your rights as a consumer won’t be reduced by any transfer.

16. Contact

Questions about these terms? Get in touch through our contact page and we’ll reply within one business day. If you’d like to start a plan, head to the Business Plan Generator.

Terms and Conditions FAQs