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Executive Summary

Makomba Maize Farming (Pvt) Ltd

Makomba Maize Farming (Pvt) Ltd is a commercial maize farming business based near Chinhoyi in Mashonaland West, supplying Grade A grain maize to millers, agro-dealers, stockfeed producers, and institutional bulk buyers across Harare, Chinhoyi, and Kadoma. We operate as a Private Limited Company in Zimbabwe and trade in USD, with a production model built around own-farm maize and contract-farmed grain to improve supply continuity.

Our business exists to solve a real procurement problem in Zimbabwe’s maize market: inconsistent local supply, variable grain quality, and delivery uncertainty. We reduce that risk by producing maize to specification, managing post-harvest handling carefully, and building seasonal buyer agreements that give customers more confidence in volume, moisture control, and dispatch timing.

The market opportunity we are targeting

Zimbabwe’s maize market is large enough to support a disciplined mid-scale supplier, and the strongest demand sits within our practical delivery radius. We are targeting private buyers who purchase in bulk and value reliability over the cheapest spot price, especially millers and feed producers who cannot afford supply interruptions.

Our first-year throughput is 340 tonnes, and we are building toward higher annual volumes as the business scales. That positions Makomba Maize Farming to win a meaningful share of repeat commercial demand while staying focused on the buyer requirements that matter most: clean grain, consistent availability, and on-time delivery.

:::source Market demand signal

• National maize demand is over 1.8 million tonnes annually.
• We estimate at least 200,000 tonnes of annual demand within our immediate market radius.
• Our Year 1 revenue base is USD 98,600, with growth to USD 328,713 by Year 5.
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The business model and revenue base

Our revenue comes from bulk maize sales, primarily through own production and supplemented by contract-farmed maize. In Year 1, own production contributes USD 81,200 and contract-farmed maize contributes USD 17,400, giving total revenue of USD 98,600.

By Year 3, revenue rises to USD 254,968, and by Year 5 it reaches USD 328,713. That growth reflects the same commercial model scaling through better agronomy, stronger buyer relationships, and improved execution across planting, harvesting, drying, storage, and dispatch.

At a glance

• Business name: Makomba Maize Farming (Pvt) Ltd
• Location: Near Chinhoyi, Mashonaland West
• Legal structure: Private Limited Company
• Year 1 revenue: USD 98,600
• Year 3 revenue: USD 254,968
• Year 5 revenue: USD 328,713
• Product: Bulk Grade A grain maize
• Primary buyers: Millers, stockfeed producers, agro-dealers, institutional buyers

Funding request and capital structure

We are seeking USD 80,000 in total funding to establish the business through the first harvest and marketing cycle. The capital structure is USD 20,000 in founder equity and USD 60,000 in external debt finance, which gives us the liquidity needed to complete production, protect grain quality, and support trade receivables through the seasonal cycle.

The funding is sized to match the actual cash demands of a commercial maize operation in Zimbabwe. Our objective is not speculative expansion at this stage. It is disciplined production, strong delivery performance, and enough working capital to avoid forced sales or delayed field operations.

:::warning Funding reality
The financial model shows early pressure before the business reaches stronger earnings.

• Year 1 net income is USD -28,131
• Year 2 net income is USD -13,897
• Year 3 net income is USD -4,822
• Year 4 net income improves to USD 2,010
• Year 5 net income improves to USD 2,996
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Financial headline and break-even position

Our financial model is deliberately conservative and reflects the cost structure of commercial maize farming. Gross margin stays at 16.5%, which means the business must rely on disciplined operations, controlled overheads, and strong buyer execution to improve returns over time.

Year 1 gross profit is USD 16,269, EBITDA is negative USD 16,731, and EBIT is negative USD 20,631. The annual break-even revenue threshold is USD 269,091, and break-even is not reached within the first 5-year projection.

That is the clearest financial truth in this plan: Makomba Maize Farming is a growth-and-stabilisation agribusiness, not a quick-cash model. The economics improve as revenue expands from USD 98,600 in Year 1 to USD 328,713 by Year 5, but the business still requires patient capital, disciplined working capital management, and reliable operating execution.

:::reassure What makes the model investable

• Revenue rises steadily across the forecast period.
• EBITDA improves from negative USD 16,731 to USD 9,342 by Year 5.
• Operating cash flow improves from negative USD 29,161 to USD 5,949 by Year 5.
• Long-term liabilities reduce from USD 60,000 to USD 12,000 by Year 5.
  :::

Why this business has a credible path forward

We compete on reliability, not just price. Our maize is produced using improved seed, soil testing, and irrigation support where possible, and our sales approach is built around direct B2B relationships, forward supply agreements, and staggered deliveries that help buyers manage inventory and cash flow.

Our founder and managing director, In Year, brings practical experience in maize and tobacco farming in Mashonaland West and has completed short courses in agribusiness management and irrigation scheduling. He is supported by Blake Morgan, an agronomist with over 10 years of commercial maize and oilseed experience; Morgan Kim, a qualified accountant supporting budgeting and cash flow control; Reese Johansson, who brings 8 years of tractor operations and farm maintenance experience; and Alex Chen, who supports contract negotiations, documentation, and buyer follow-up.

That team gives Makomba Maize Farming the technical and commercial depth needed to manage production risk, buyer risk, and cash discipline at the same time. We are building a financeable maize business with a clear market, a practical operating base, and a revenue model that can scale from regional supply into a stronger medium-scale grain platform over time.

Company Description

Makomba Maize Farming (Pvt) Ltd

Makomba Maize Farming (Pvt) Ltd is a Zimbabwean commercial maize farming company established to produce Grade A grain maize for millers, agro-dealers, stockfeed producers, and institutional bulk buyers. We operate from leased farmland near Chinhoyi in Mashonaland West, with production fields located within a 40 km radius of the town and delivery reach into Harare, Chinhoyi, and Kadoma.

We are registered as a Private Limited Company in Zimbabwe, and all reporting in this plan is denominated in USD. The company is structured to combine direct own-farm production with contract-farmed volumes, giving us both scale and supply flexibility in a market where consistency matters as much as tonnage.

The business we operate

Our core activity is commercial maize production using improved hybrid seed, soil testing, disciplined agronomy, and irrigation support where available. We grow maize for the formal market and sell in bulk to buyers who need reliable volumes, moisture control, and scheduled deliveries rather than opportunistic spot supply.

Makomba Maize Farming exists to solve a clear procurement problem in Zimbabwe’s grain market. Millers and feed manufacturers often face uneven local supply, quality variation, and late delivery, which forces them to import, hold expensive safety stock, or buy at premium prices during shortages. We reduce that risk by producing maize to specification and by organising forward supply arrangements that give buyers more certainty.

Our legal structure and ownership

Makomba Maize Farming is incorporated as a Private Limited Company, which gives us a clear governance structure, limited liability, and a bankable platform for debt or equity finance. The company is designed for long-term commercial operation, not seasonal trading.

The ownership is led by the founder and managing director, who is the majority shareholder and responsible for strategic direction, production oversight, and buyer relationships. The company also includes supporting technical and commercial roles that strengthen execution across agronomy, finance, machinery, logistics, and sales.

Ownership / Control	Position	Responsibility
Majority shareholder	Founder and Managing Director	Strategic leadership, customer relationships, production oversight
Supporting technical adviser	Blake Morgan, agronomist with over 10 years’ experience in commercial maize and oilseed production	Crop rotation, fertiliser programs, pest control
Financial adviser	Morgan Kim, qualified accountant with experience in Zimbabwean agribusiness budgeting and cash flow management	Financial control, budgeting, cash flow discipline
Operations lead	Reese Johansson, specialist with 8 years’ experience in tractor operations and farm maintenance	Machinery, logistics, labour coordination
Commercial support	Alex Chen, experienced in grain trading and logistics	Contract negotiation, documentation, customer follow-up

This structure gives the business practical depth without unnecessary overheads. Each role is tied to a core function that directly affects yield, quality, delivery performance, or working capital discipline.

Where we are based and why the location matters

Our base near Chinhoyi places us inside one of Zimbabwe’s active agricultural corridors, with access to road links serving Mashonaland West and the larger Harare market. The location supports efficient movement of inputs into the farm and grain out to buyers, which is essential in a margin-sensitive agricultural business.

The leased farm has irrigation potential and road access, which reduces our exposure to rainfall variability and improves our ability to hold quality at harvest. We also benefit from proximity to commercial buyers in Harare and to regional aggregation points in Chinhoyi and Kadoma, lowering transport friction and improving delivery reliability.

Our founding date and operational start

Makomba Maize Farming was established to transition the founder’s practical farming experience into a formal commercial entity with finance-ready systems and repeatable production. The business was set up as a registered company before the first full commercial production cycle, allowing us to contract, insure, and trade under a proper corporate framework.

The founding approach is deliberate: build production capacity, secure buyer relationships early, and then expand through a mix of owned hectares and contract-farmed grain. That model supports a more stable supply base than relying on one farm block alone.

:::reassure Why investors can understand this business quickly

• We sell a clear commodity with visible demand: bulk grain maize.
• We serve identifiable buyers: millers, agro-dealers, stockfeed producers, and institutions.
• We operate in a known production zone with road access and irrigation potential.
• We use a company structure that supports contracts, compliance, and financing.
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Our mission and commercial purpose

Our mission is to become a dependable Zimbabwean maize supplier that consistently meets volume, grade, and delivery requirements for formal market buyers. We aim to build a business that is commercially disciplined, technically sound, and capable of scaling without losing quality control.

We are not positioning Makomba Maize Farming as a speculative produce seller. We are building a supply business that earns buyer trust through predictable output, proper post-harvest handling, and direct market engagement.

What we sell and who we serve

We produce shelled maize grain in bulk, primarily for buyers that value dependable supply over the lowest possible spot price. Our main customers are small and medium maize millers in Harare and Mashonaland West, stockfeed producers, and agro-dealers or traders who require bulk grain for redistribution.

Our buyer profile is specific. We target organisations that purchase anywhere from 50 tonnes to 1,000 tonnes per year and need a supplier that can align with moisture requirements, loading dates, and documentation standards.

How the company is positioned

Makomba Maize Farming is positioned as a quality-led commercial maize supplier with a strong focus on reliability, customer communication, and post-harvest care. We use structured crop planning, improved seed, and field-level agronomic support to reduce production volatility and improve consistency across seasons.

We also build supply relationships through contract arrangements and staggered delivery schedules. That approach makes us more useful to buyers than a simple spot seller because it helps them plan inventory, manage cash flow, and reduce procurement risk.

:::warning Capacity and finance discipline
Our financial model shows that the business is still in a loss position in the early years, with net income of -USD 28,131 in Year 1, -USD 13,897 in Year 2, and -USD 4,822 in Year 3 before turning positive in Year 4 and Year 5.

That makes disciplined working capital management essential. We are building the company to survive the early ramp-up period, execute contracts properly, and protect quality until scale improves profitability.
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Our long-term direction

Over the next five years, we plan to move from a 40-hectare own-production base plus 10 hectares of contract farming toward a larger supply footprint with stronger commercial relationships. Our long-term objective is to be recognised as a reliable medium-scale maize supplier in Zimbabwe, with enough production depth to negotiate better contracts and enough operational control to meet buyer specifications consistently.

We are building Makomba Maize Farming as a financeable agribusiness with clear ownership, a defined market, and practical management. The company’s value lies in its ability to convert disciplined farming into dependable grain supply for Zimbabwe’s formal maize buyers.

🔒 Continues in the full version

The remaining 9 sections of this document cover:

• Products and Services
• Market Analysis
• Competitive Analysis
• SWOT Analysis
• Marketing and Sales Strategy
• Management and Organization
• Operating Plan
• Financial Plan and Projections
• Funding Request

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